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Early Access Product
Portfolio Products – Early Access
Designed for borrowers ineligible for financing through traditional agency or jumbo investors due to blemished credit from past financial hardships such as bankruptcy or foreclosure. This product allows financing of investment properties.
Guidelines
- Up to $1,000,000 loan amount
- 620+ FICO
- 85% LTV or less
- 43% DTI or less
- Foreclosure – 3 years
- Bankruptcy/ Short Sale/ Deed-in-Lieu – 2 years
- Eligible for non-warrantable condos, when primary or secondary residency
- Second homes and investment properties permitted
- Gift funds permitted
View Product PDF
Contact your representative or UnderwritingQuestions@BayviewLoanServicing.com for information on product flexibility and exceptions.
It is the policy of Lakeview Loan Servicing, LLC and Bayview Loan Servicing, LLC to provide services without regard to race, color, religion, national origin, ancestry, age, sex, familial status, physical handicap, or disability. Lakeview Loan Servicing, LLC - NMLS #391521. Bayview Loan Servicing, LLC - NMLS #2469. This information is provided as guidance and illustrative purposes only and does not constitute legal or financial advice. We are not liable or bound legally for any answers provided to any business user for our process or position on an issue. If you have further legal or compliance questions for your company, please seek legal advice from Counsel or financial advice from a professional adviser. This information may change from time to time and at any time without notification. The most current information will be updated periodically and posted in the online forum. Use of this information is permitted for business users and is not intended for use by the general public or consumers. Not licensed for lending activities in any of the U.S. territories. Not authorized to originate loans in the State of New York.
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