Expanded Ratio Product

Portfolio Products – Expanded Ratio

Ideal for customers who do not meet QM debt-to-income (DTI) requirements.  For those who meet the residual income requirements, this product allows for up to 55% DTI and can be used for the financing of primary homes, as well as cash-out refinances.

Guidelines

  • Up to $1,500,000 loan amount
  • 680+ FICO score
  • 85% LTV or less
  • 15-year and 30-year fixed-rate
  • Competitive 5/1 and 7/1 low interest rate ARMs available
  • 55% DTI or less
  • Eligible for non-warrantable condos, when primary or secondary
  • 6 or 12 month reserves
  • Cash-out loans available

View Product Page PDF

Contact your representative or UnderwritingQuestions@BayviewLoanServicing.com for information on product flexibility and exceptions.

You are now leaving Lakeview Wholesale

Lakeview Wholesale provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site and accessibility is not guaranteed. Once you link to another web site not maintained by Lakeview Wholesale, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Font Resize
Contrast