Freddie Mac Home Possible

Agency Products – Freddie Mac Home Possible®

Home Possible® mortgages by Freddie Mac offer low down payments for low-to moderate-income homebuyers or buyers in high-cost or underserved communities.

  • Maximum LTV and TLTV of 95%.  Maximum LTV of 97%, TLTV 105% for Home Possible Advantage
  • 15-to 30-year fixed rate mortgages, 5/1, 5/5, 7/1 and 10/1 ARMs.  Fixed rate mortgages with a term of up to 30 years for Home Possible Advantage
  • Cancellable mortgage insurance
  • Flexible sources of funds for down payment
  • No cash-out refinancing option available for borrowers who occupy the property
  • No income limits in underserved areas
  • No credit score necessary with down payments as low as five percent (Home Possible)

The above is for informational use and may not include all applicable program guidelines. Other terms and conditions may apply.

Contact your representative or UnderwritingQuestions@BayviewLoanServicing.com for information on product flexibility and options.

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