Fannie Mae HomeReady

Agency Products – Fannie Mae HomeReady®

HomeReady® by Fannie Mae is designed for creditworthy low-to-moderate income borrowers, offering expanded eligibility for financing homes in low income communities.


  • 3% down payment for home purchase and refinance transactions
  • Financing up to 97% LTV
  • 620 minimum FICO
  • Affordable and cancellable mortgage insurance
  • Borrower is not required to be a first-time buyer

The above is for informational use and may not include all applicable program guidelines. Other terms and conditions may apply.

Contact your representative or for information on product flexibility and options.

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